Phantom Launches Cash: Blending Crypto and Fiat for Seamless Daily Spending on Solana

Phantom Cash's Bridge to Everyday Money

Phantom, Solana's leading wallet with over 5 million users, unveiled Phantom Cash on September 30, 2025—a feature that fuses crypto holdings with fiat capabilities through a Visa debit card and instant funding. This turns your wallet into a single hub for both worlds, letting you spend USDC on coffee or send SOL to friends without jumping between apps, all backed by Bridge's CASH stablecoin for Stripe-integrated payments.

How Phantom Cash Integrates the Two

Phantom Cash works by linking your wallet to a prepaid Visa debit card issued by Lead Bank and managed by Bridge Ventures, where crypto like USDC converts seamlessly to spendable fiat. Fund via bank transfer or card for instant access, buy crypto with no fees on stablecoins, or tap to pay anywhere Visa's accepted—Apple Pay, Google Pay, or physical card. The key is CASH, a fully backed stablecoin by Bridge, which handles the backend: When you spend, it pulls from your balance in real time, ensuring Solana's low fees ($0.00025 per tx) don't add hidden costs, while Stripe's network (soon live) lets merchants accept it without crypto know-how.

Phantom Cash's Core Integrations

• Instant funding from banks or cards, so your $50 deposit hits your wallet immediately, ready for crypto buys or fiat spends.
• Fee-free stablecoin trades, meaning swapping USDC for SOL costs nothing extra, keeping your conversions efficient.
• Visa-powered payments via tap or online, accepted at 80 million merchants worldwide, with crypto auto-converting behind the scenes.
• Peer-to-peer transfers in taps, blending cash and crypto—send $20 fiat to a friend or SOL to their wallet without separate apps.
• Powered by CASH stablecoin for global reach, soon on Stripe, enabling seamless merchant adoption without blockchain barriers.

Turning Wallet Balances into Real Spending Power

A $200 USDC hold in your wallet that once sat idle now taps out at Starbucks via Visa, converting on the fly without manual sells or exchange fees—illustrating how Phantom Cash eliminates the "crypto island" problem, where assets stay locked until cashed out, potentially saving 2-5% on conversion costs compared to traditional exchanges. For institutions managing $100K in stablecoins, this means deploying funds for operational spends like vendor payments without off-ramping delays—Phantom Cash's instant bridge lets you pay invoices in fiat while keeping the bulk in yield-bearing USDC, adding 1-2% effective returns by avoiding transfer waits that tie up capital for days.

Phantom Cash's Edge in Daily Crypto Life

In a volatile market, sending $50 to a friend via Phantom Cash shows the hybrid strength: It pulls from your CASH balance for instant fiat delivery, bypassing Solana's occasional spikes (e.g., during a pump, where fees hit $0.01), ensuring reliability without exposing the recipient to volatility—your transfer arrives as stable dollars, fostering adoption among non-crypto users. For cross-border plays, a $1,000 remittance highlights the efficiency: Phantom Cash routes through Visa's network, arriving in seconds with minimal fees (under 1%), compared to wire transfers' 3-5% cuts and days-long waits—your funds stay in crypto until the last moment, earning yield en route via staked stables.

Phantom Cash's Push for Solana's Mainstream Leap

Phantom Cash redefines wallets as all-in-one money tools, merging Solana's speed with Visa's reach to make crypto practical for daily life—from coffee buys to global sends. This could accelerate Solana's adoption, turning millions of users into seamless spenders and bridging DeFi with real-world finance in ways that boost liquidity and value for everyone.

Phantom Cash's Bridge to Everyday Money

Phantom, Solana's leading wallet with over 5 million users, unveiled Phantom Cash on September 30, 2025—a feature that fuses crypto holdings with fiat capabilities through a Visa debit card and instant funding. This turns your wallet into a single hub for both worlds, letting you spend USDC on coffee or send SOL to friends without jumping between apps, all backed by Bridge's CASH stablecoin for Stripe-integrated payments.

How Phantom Cash Integrates the Two

Phantom Cash works by linking your wallet to a prepaid Visa debit card issued by Lead Bank and managed by Bridge Ventures, where crypto like USDC converts seamlessly to spendable fiat. Fund via bank transfer or card for instant access, buy crypto with no fees on stablecoins, or tap to pay anywhere Visa's accepted—Apple Pay, Google Pay, or physical card. The key is CASH, a fully backed stablecoin by Bridge, which handles the backend: When you spend, it pulls from your balance in real time, ensuring Solana's low fees ($0.00025 per tx) don't add hidden costs, while Stripe's network (soon live) lets merchants accept it without crypto know-how.

Phantom Cash's Core Integrations

- Instant funding from banks or cards, so your $50 deposit hits your wallet immediately, ready for crypto buys or fiat spends.

- Fee-free stablecoin trades, meaning swapping USDC for SOL costs nothing extra, keeping your conversions efficient.

- Visa-powered payments via tap or online, accepted at 80 million merchants worldwide, with crypto auto-converting behind the scenes.

- Peer-to-peer transfers in taps, blending cash and crypto—send $20 fiat to a friend or SOL to their wallet without separate apps.

- Powered by CASH stablecoin for global reach, soon on Stripe, enabling seamless merchant adoption without blockchain barriers.

Turning Wallet Balances into Real Spending Power

A $200 USDC hold in your wallet that once sat idle now taps out at Starbucks via Visa, converting on the fly without manual sells or exchange fees—illustrating how Phantom Cash eliminates the "crypto island" problem, where assets stay locked until cashed out, potentially saving 2-5% on conversion costs compared to traditional exchanges. For institutions managing $100K in stablecoins, this means deploying funds for operational spends like vendor payments without off-ramping delays—Phantom Cash's instant bridge lets you pay invoices in fiat while keeping the bulk in yield-bearing USDC, adding 1-2% effective returns by avoiding transfer waits that tie up capital for days.

Phantom Cash's Edge in Daily Crypto Life

In a volatile market, sending $50 to a friend via Phantom Cash shows the hybrid strength: It pulls from your CASH balance for instant fiat delivery, bypassing Solana's occasional spikes (e.g., during a pump, where fees hit $0.01), ensuring reliability without exposing the recipient to volatility—your transfer arrives as stable dollars, fostering adoption among non-crypto users. For cross-border plays, a $1,000 remittance highlights the efficiency: Phantom Cash routes through Visa's network, arriving in seconds with minimal fees (under 1%), compared to wire transfers' 3-5% cuts and days-long waits—your funds stay in crypto until the last moment, earning yield en route via staked stables.

Phantom Cash's Push for Solana's Mainstream Leap

Phantom Cash redefines wallets as all-in-one money tools, merging Solana's speed with Visa's reach to make crypto practical for daily life—from coffee buys to global sends. This could accelerate Solana's adoption, turning millions of users into seamless spenders and bridging DeFi with real-world finance in ways that boost liquidity and value for everyone.